! Notes 02

This budget calculator was designed to help you manage your monthly expenses. It is NOT designed to match what is in your bank account. The program will help you budget your expense down to the paycheck level. It will help visualize what your owe monthly, what is coming in, and what is going out. It will itemize your expenses and categorize them by type (your choice of the naming scheme). This program will show you how much you have left over a given pay period. That way you will know for this paycheck how much you have spent, and if you are positive all the way around, then obviously you will always have money in the bank. Once you are above water, you can use other programs like Quicken or you can continue to use this program.
http://download.cnet.com/Budget-Calculator/3000-2077_4-10546586.html

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Cash Flow Manager has been designed for the small business owner that needs to control and manage cash flow in a simple and effective manner. Cash Flow Manager is an Excel spreadsheet designed to accurately forecast cash inflows and outflows weekly over a 12-week period and will allow you to know exactly what you must do to keep your bank balance positive and make the best use of available funds.

Key benefits of Cash Flow Manager are that it’s easy to use and maintain, automated update each week with no need to copy and paste, input areas color coded and equations protected, highlighting comments within the sheets give directions, and no macros to load or become corrupted. Version 1.01 has an updated expiration.

http://download.cnet.com/Cash-Flow-Manager/3000-2077_4-10215472.html

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Family Budget

Do you want to be debt free? Any financial planner will tell you to spend less than you make. In order to accomplish this, many of us need a way to track and record our expenses. This simple and easy to use budget program is the ideal budget program for a household. If you have a home budget on paper then you must get this tool. I’m confident it will cut your budget time in half. If you don’t have a budget then get this tool and start taking control of your money.

Track utility expenses, plan for upcoming bills, save for property tax, save for Christmas, or save for a new car. Benefits of having a budget are that bills and future expenses are no longer a surprise.

Track particular budget accounts (sheets), cash accounts, amount needed to make budget, and monitor budget totals with ease.

What’s new in this version:

  • The Family Budget now offers debt and asset tracking, budget sheet categories, a new and more intuitive interface, and charts to name a few.

http://download.cnet.com/Family-Budget/3000-2066_4-10050596.html

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Business Spreadsheet

This Business Excel spreadsheets package comes with: Capital budgeting analysis sheet template, cash flow sheet template, project balance sheet template, financial analysis excel work sheets, the capital budgeting analysis work sheet is for doing capital budgeting analysis with inclusion of opportunity costs, and working capital requirements. The cash flow work sheet temple comes with unsubsidized sheet, subsidized sheet, and bullets.

Version 1 may include unspecified updates, enhancements, or bug fixes.

What’s new in this version:Version 1 may include unspecified updates, enhancements, or bug fixes

http://download.cnet.com/Business-Spreadsheet/3000-2077_4-10701934.html

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Budget Master

In order to reach your financial goal you must first set it. Budget Master is a simple but effective tool to start with historical financial data then adjust for future expectations to determine your annual forecast. Input sales by month for up to five previous years to allocate the yearly budget to monthly forecasts. Budget Master allows for up to 10 departments that can be individually tracked for sales and cost of sales. Now each month’s actual results can be compared to forecasts through the monthly variance reports so that you can stay on track and achieve your profit goals. There is also an additional page that calculates your break-even sales volume and your overhead allocation factor.

http://download.cnet.com/Budget-Master/3000-2077_4-10247906.html

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